RetireLevel is an independent marketing company, not an insurance company. Not affiliated with the U.S. government, the TSP, Social Security, or any employer retirement plan.

About · Updated 2026

Plain-English help with retirement income

We explain how to turn retirement savings into a paycheck, including where annuities fit and where they don't. We don't sell anything ourselves, and we'll tell you exactly how we get paid.

Who we are

RetireLevel is a private marketing company. That's the whole of it. We are not an insurance company, not a financial firm, and not connected to any government agency or employer retirement plan.

We exist because of a gap. People get plenty of help saving for retirement: payroll deductions, matching, target-date funds. Far less help comes with the harder question at the end: how does that balance become income that lasts as long as you do?

What we do

  • Education. Plain-English pages about the income options for a 401(k), IRA, TSP, 403(b) and savings, and about annuities, free, with no email needed to read any of it.
  • A short assessment. Five questions that tell a licensed professional which options are open to someone in your situation.
  • An introduction, if you want one. If you'd like to talk it through, we introduce you to an independent, state-licensed insurance professional for a free review. If you'd rather just read, that's a fine outcome and costs you nothing.

What we don't do

  • We don't sell financial products. There is nothing to buy on this site.
  • We don't give advice. Not financial, tax, legal or investment advice. Everything here is general education.
  • We're not licensed. RetireLevel is not a licensed insurance producer, not a broker-dealer and not a registered investment adviser.
  • We don't speak for any plan or agency. Not the TSP, not Social Security, not your employer's plan.

How we're paid

Plainly, because you should be able to weigh it: the licensed professional pays us a referral fee for the introduction. You are never charged, and you are never under any obligation: not to take the call, not to stay on it, and not to buy anything at the end of it.

What this means in practice. We have a commercial interest in you having a conversation. We have no interest in what you decide at the end of it, including deciding to leave your money exactly where it is. If anyone we introduce you to ever makes you feel rushed, tell us at hello@retirelevel.com.

Our standards

  • Plain English. If a sentence needs a glossary, it needs rewriting.
  • Trade-offs alongside benefits. Every option on this site comes with what it costs you, including annuities' surrender charges and fees.
  • No pressure and no fake urgency. No countdown timers and no "rates change Friday".
  • No invented proof. We don't publish customer counts, testimonials, press logos or statistics we can't stand behind.

See what your savings could pay you

Five quick questions, about a minute. Then, if it's useful, a free income review with a state-licensed professional.

Get my free assessment

Free · No obligation · No account numbers